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Gas Station Glossary

Plain-English definitions of common gas station deal terms, due diligence items, and structures. Use this as a quick reference when reviewing opportunities or preparing a sale.

Tip: If you’re in diligence, start with the Gas Station Due Diligence page and use this glossary to decode reports and documents.

AADT / VPD
Average annual daily traffic / vehicles per day. A proxy for drive-by exposure and convenience demand.
ALTA Survey
A detailed survey (often lender-required) showing boundaries, easements, access, and improvements.
Assignment
Transfer of a lease or contract (such as a fuel supply agreement) to a buyer, subject to approvals.
Business-Only (Leasehold)
A sale of the operating business without owning the underlying real estate; the buyer operates under a lease.
Cap Rate
Net operating income divided by purchase price for real estate. Used more for leased-fee or investment-grade deals.
Canopy
The overhead structure covering dispensers. Condition and size matter for curb appeal and compliance.
COA / Certificate of Occupancy
Local approval that the building use meets code and zoning requirements.
Convenience Store (C-Store)
The retail component selling inside merchandise, which often drives a large share of profit.
Debt Service Coverage Ratio (DSCR)
A lender metric: cash flow available for debt payments divided by annual debt service.
Deed
The legal document transferring real estate ownership.
Due Diligence Period
The negotiated window to verify environmental, financial, lease/title, and operational details before closing.
Easement
A legal right for someone else to use part of the property (utilities, access, ingress/egress).
Environmental Escrow
Funds held back at closing to address known or potential environmental issues.
Estoppel
A statement (often from a landlord or tenant) confirming key lease facts and that no defaults exist.
Fee Simple
Full ownership of land and improvements.
Franchise / Brand Agreement
Terms and obligations to operate under a specific fuel brand (if applicable).
Fuel Margin
Profit per gallon after cost of fuel and applicable fees; a key driver of station performance.
Fuel Supply Agreement
Contract governing branded or unbranded fuel supply, pricing, term, and volume obligations.
Gallons
Fuel volume sold over a period (monthly/annual). Often used with margin to estimate fuel profit.
Ground Lease
A lease of land (the tenant owns improvements). Often used for branded stations or long-term investment structures.
Ingress / Egress
How vehicles enter/exit the site. Critical for traffic flow and sales.
Inside Sales
Revenue from in-store merchandise; often a major contributor to profit.
Inventory (Inside)
Retail merchandise stock on hand at closing, typically valued separately from real estate.
LOI (Letter of Intent)
A non-binding (or limited-binding) term sheet outlining price and key deal terms before a contract.
Lease Assignment
A landlord-approved transfer of a tenant’s lease to a buyer.
Leased Fee
Real estate sold with an in-place tenant and lease income; valued like an investment property.
Lien
A legal claim on the property or business assets that must be addressed at closing.
MUTCD / Signage Compliance
Rules governing roadway signage and visibility; local requirements can affect signage value.
MPD (Multi-Product Dispenser)
A dispenser that can offer multiple fuel grades. Modern MPDs can improve throughput.
NDA
Non-disclosure agreement used to protect sensitive information and exact locations in confidential transactions.
Net Profit
Profit after expenses. Underwriting should normalize owner compensation and one-time items.
Offer / Purchase Agreement
The binding contract that governs the transaction terms and timeline.
Phase I ESA
A records-based environmental report identifying potential contamination risks.
Phase II ESA
Sampling/testing performed when Phase I flags potential contamination.
POS Reports
Point-of-sale summaries used to validate sales, departments, and performance trends.
Pump Count
Number of fueling positions/hoses. Relates to throughput potential and peak-hour demand.
Quiet Marketing
Controlled outreach to pre-qualified buyers without public advertising.
RINs
Renewable Identification Numbers tied to renewable fuel compliance; sometimes impacts economics depending on operations.
Reconciliation
Process of confirming actual inventory, prorations, and adjustments at closing.
Rent Coverage
A check that the business cash flow can support rent (for leased sites).
Sale-Leaseback
Owner sells the real estate and leases it back, often monetizing equity while continuing operations.
Site Plan
A drawing showing improvements, parking, access, and easements; used for planning and approvals.
SNDA
Subordination, Non-Disturbance, and Attornment agreement; protects lease rights relative to financing.
Tank Tightness Test
Testing to verify UST integrity. Requirements vary by jurisdiction.
Traffic Generator
Nearby demand drivers (interstates, employers, schools, neighborhoods) that support sales.
Triple Net (NNN)
Lease where tenant pays taxes, insurance, and maintenance, in addition to base rent.
Underwriting
Evaluating a deal’s economics, risk, and execution path using realistic assumptions.
UST (Underground Storage Tank)
Fuel storage tanks underground. Their age, condition, and records heavily affect environmental risk.
Variance
Local approval to deviate from zoning rules (signage, setbacks, use, etc.).
Working Capital
Cash needed to operate (inventory, float, payroll timing). Not always included in purchase price.
Zoning
Local land-use designation that dictates allowed uses and restrictions for the site.
ADA Compliance
Accessibility requirements for entrances, restrooms, routes, and parking.
Allocation
How purchase price is allocated among assets (real estate, inventory, equipment, goodwill) for reporting.
Bill of Sale
Document transferring business assets such as equipment and goodwill.
Car Wash
An ancillary profit center; evaluate equipment age, water reclamation, and maintenance.
Contamination
Presence of hazardous substances that can trigger cleanup obligations and lender concerns.
Deed Restrictions
Recorded limitations that can restrict use, signage, or operations.
Dispenser
Fuel pump hardware. Age and compatibility can affect maintenance and compliance.
EMV / Payment Compliance
Card payment security standards; important for fraud risk and processing.
Fire Marshal Inspection
Safety review relevant to fuel dispensing, tanks, electrical, and emergency systems.
Forecourt
The paved fueling area around dispensers; condition affects safety and perception.
Goodwill
Intangible value of the operating business; often part of business-only transactions.
Health Department
May apply if food service is present (hot food, deli, coffee).
Lottery
If offered, may be a meaningful inside-sales driver; confirm licensing and transferability.
Prorations
Closing adjustments for items like rent, utilities, taxes, and inventory.
Setbacks
Required distance from property lines; can affect redevelopment or expansion.
Title Commitment
Pre-closing report listing conditions required to issue title insurance.
Vapor Recovery
Fuel vapor control systems required in some areas; affects equipment and compliance.
Water Reclamation
Car wash system that captures/reuses water; can reduce operating cost and meet regulations.
FFE (Furniture, Fixtures & Equipment)
Physical assets of the business such as coolers, shelving, kitchen equipment, and POS.
Environmental Insurance
Policy sometimes used to manage residual environmental risk when lenders require it.

Need help? If you want a broker to guide the process, see Sell, Buy, or Off-Market.

Next best step

If you’re moving forward, these are the most common next steps buyers and sellers take: